ShredPay is the onchain layer for financial institutions

One API to move, earn, and manage assets across every chain and protocol. Built with end-to-end compliance at its core, ShredPay was designed as an embedded, white-labeled solution to meet the needs of financial institutions.

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Your Bank
Onboarding Deposit Your Brand
ShredPay
Transfer Earn Swap Pay Comply
Blockchain
Ethereum Base Solana Bitcoin Aave Morpho Uniswap

Financial institutions that embrace blockchain will lead the next generation of finance.

With instant settlement, programmable yield, and global reach, on-chain infrastructure is becoming the backbone of modern financial services. Your institution needs a partner that speaks both blockchain and regulator.

Capabilities

An embedded, enterprise solution that provides everything your institution needs

Full-stack blockchain infrastructure, white-labeled and ready to embed.

$

Fiat On/Off Ramp

USD to USDC conversion through licensed, compliant rails. Powered by Bridge (Stripe).

↗

Risk-Rated DeFi Yield

Curated yield vaults with our proprietary risk rating system. Your customers see risk before they invest.

⇄

Crypto Swaps

Buy and sell digital assets via DEX aggregation. Best-price routing across liquidity sources.

🔐

Non-Custodial Wallets

Users own their assets. 2-of-2 co-signature model with policy-controlled execution. No custody risk.

✓

BSA Compliance

KYC/AML at onboarding. Real-time transaction monitoring. Sanctions screening. Full audit trails.

⚡

Stablecoin Payments

Send, receive, and settle payments in USDC. Instant, global, 24/7 — directly from your app.

Product

Two ways to go live

Use our REST API for full control, or embed pre-built SDK widgets. Either way, your customers get a polished, white-labeled experience.

Risk-rated yield vault

Risk-Rated Yield Products

Curated DeFi vaults with proprietary risk ratings and real-time APY. Your customers choose yield strategies with full transparency on risk scores.

Buy and sell crypto

Buy & Sell Digital Assets

Flagship crypto trading via DEX aggregation with best-price routing across liquidity sources.

Portfolio dashboard

Portfolio & Quick Actions

A unified dashboard where customers view balances, track earnings in real time, and access Deposit, Buy, Earn, and Pay with one tap.

Stablecoin payments

Stablecoin Payments

Send, receive, and settle payments in USDC — instant, global, 24/7 with QR code and wallet-to-wallet support.

Integrate in days.

White-label our platform or call individual APIs. Your brand stays front and center.

  • Get API keys and sandbox access
  • Embed our SDK or use REST endpoints
  • Configure compliance rules and risk limits
  • Go live — your brand, our infrastructure
// Your integration

import { ShredPay } from '@shredpay/sdk'

const sp = new ShredPay({
  apiKey: 'sp_live_...',
  brand: 'YourBank'
})

await sp.deposit({
  userId: 'usr_001',
  amount: 50_000,
  currency: 'USD'
})

await sp.deployYield({
  userId: 'usr_001',
  vault: 'aave-usdc'
})
// → { apy: '3.14%', risk: 'Low' }

The team that speaks native "regulator"

70+ years combined experience across blockchain, legal, compliance, and product.

70+
Years across blockchain, banking and financial services, legal, compliance and product
> $25T
Addressable market
BSA
Compliant from day one
Audited
Smart contracts by Quantstamp
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